Student debt is worth 52.3% of a year's pay in Arizona and 18.3% in Utah (2026)
Across 51 states, graduates in Arizona owe $22,114 against $42,269 of annual earnings; in Utah it is $11,116 against $60,615. Civic Forecast calculation from Department of Education College Scorecard. A state ranks high when debt is large or when earnings are small, so this measures weight of debt, not how much graduates borrowed.
Induced by API Automations for Civic Forecast from federal open data. Each finding names the datasets it was computed from. How this is calculated.